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Welcome to Commercial One

The commercial and residential property finance specialists

Formed in 2006 Commercial One has become one of the most respected specialist Finance Broking houses in Australia.

With the independence that comes with having our own Australian Credit Licence and with access to hundreds of lenders within Australia and overseas we are perfectly placed to cater for your financing needs whatever they may be.

Complementing our mainstream activity is a comprehensive range of residential home loans and car, plant and equipment loans.

Managing Director

Daryl Currie Managing Director

At Commercial One
We don't simply offer products, we provide solutions
Commercial One
Lending Australia wide

Senior Adviser

Tim Allen Senior Adviser

This Months Feature
Lease Doc Simple Lending Process

Commercial Property Investment

commercial Property Investment

One of the more popular commercial investment products is the Commercial Lease Doc. 

The simplicity of this product lies in the assessment is based on the income derived from third party leases as opposed to a full suite of related entity financials and documents. 

Historically the domain of the non-banks we are seeing Big 4 appetite return at great low single digit interest rates. 

Contact us to discover more.

General Eligibility Criteria Table

Maximum loan limit Up to $3m
Maximum LVR 65%
Borrowing structure Borrower must be non-trading entity with structure either being a company or Company As Trustee for a Trust
Maximum interest only period The Lesser of 3 years of lease expiry (including options)
Loan term Up to 25 years for principal and interest repayments and up to 3 years for interest only repayments
Product Variable and fixed interest rate Business Loans
Loan purpose Refinance or purchase of a commercial investment property which can include cash out for business purposes
Non-specialised commercial properties
Property type

Predominately commercial mixed-use properties
Residential complexes considered non-specialised commercial
Property must be tenanted with an arms-length lease

Credit history Clear Credit Bureau Report
Tax position All tax liabilities up to date
Directors guarantees
Security First registered mortgage over commercial property
Other supporting security as needed

To discuss your scenario